.asset-overview{gap:28px;display:grid}.asset-overview__intro,.asset-overview__section-heading,.asset-overview__category>header,.asset-overview__category li{justify-content:space-between;align-items:flex-start;gap:24px;display:flex}.asset-overview__intro h2,.asset-overview__inventory h2,.asset-overview__category h3{margin:0}.asset-overview__intro h2{letter-spacing:-.04em;font-size:clamp(2rem,3.5vw,3.25rem);line-height:1.05}.asset-overview__intro p,.asset-overview__section-heading p,.asset-overview__category header p{color:var(--muted);margin:8px 0 0;line-height:1.5}.asset-overview__intro p{max-width:780px;font-size:1.08rem}.asset-overview__local-note{color:var(--success);background:#e9f5ef;border:1px solid #b9dfcb;border-radius:999px;flex:none;padding:8px 12px;font-size:.88rem;font-weight:750}.asset-overview__summary{border-block:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.asset-overview__summary>div{border-right:1px solid var(--line);gap:8px;min-width:0;padding:20px clamp(14px,2vw,26px);display:grid}.asset-overview__summary>div:first-child{padding-left:0}.asset-overview__summary>div:last-child{border-right:0;padding-right:0}.asset-overview__summary span{color:var(--muted);font-size:.88rem;font-weight:700}.asset-overview__summary strong{overflow-wrap:anywhere;font-size:clamp(1.35rem,2.1vw,2rem)}.asset-overview__summary .is-positive strong{color:var(--success)}.asset-overview__summary .is-negative strong{color:#a12622}.asset-overview__inventory{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:clamp(20px,3vw,34px)}.asset-overview__section-heading h2{font-size:clamp(1.35rem,2vw,1.75rem)}.asset-overview__section-heading>strong{color:var(--ink);flex:none}.asset-overview__category-list{border-top:1px solid var(--line);margin-top:22px}.asset-overview__category{border-bottom:1px solid var(--line);padding:22px 0}.asset-overview__category:last-child{border-bottom:0;padding-bottom:0}.asset-overview__category header p{font-size:.88rem}.asset-overview__category>header>div:first-child{min-width:0}.asset-overview__category-actions{flex:none;align-items:center;gap:12px;display:flex}.asset-overview__category>header>.asset-overview__category-actions>strong{font-size:1.05rem}.asset-overview__add-button{min-height:36px;color:var(--ink);border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:7px;align-items:center;gap:6px;padding:6px 11px;font-weight:750;display:inline-flex}.asset-overview__add-button span:first-child{color:var(--red);font-size:1.15rem;line-height:1}.asset-overview__add-button:hover,.asset-overview__add-button:focus-visible{border-color:var(--red);background:#fff8f6}.asset-overview__category ul{margin:14px 0 0;padding:0;list-style:none}.asset-overview__category li{border-top:1px solid #ececef;align-items:center;padding:12px 0}.asset-overview__category li.is-editing{padding:14px 0;display:block}.asset-overview__entry-copy{flex:280px;gap:4px;min-width:0;display:grid}.asset-overview__entry-copy span,.asset-overview__empty{color:var(--muted);font-size:.88rem}.asset-overview__entry-amount{flex:none}.asset-overview__entry-actions{flex:none;gap:8px;display:flex}.asset-overview__entry-actions button{min-height:36px;color:var(--ink);border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:7px;padding:6px 10px;font-size:.82rem;font-weight:750}.asset-overview__entry-actions button:hover,.asset-overview__entry-actions button:focus-visible{border-color:var(--red)}.asset-overview__entry-actions .is-danger{color:#8d2723}.asset-overview__empty{margin:13px 0 0}.asset-overview__inline-form{border:1px solid #ead5c7;border-left:4px solid var(--red);background:#fffaf7;border-radius:9px;margin-top:16px;padding:16px}.asset-overview__category li .asset-overview__inline-form{margin-top:0}.asset-overview__inline-form-heading{justify-content:space-between;align-items:flex-start;gap:16px;display:flex}.asset-overview__inline-form-heading>div{gap:4px;display:grid}.asset-overview__inline-form-heading span{color:var(--muted);font-size:.82rem}.asset-overview__inline-close{min-height:34px;color:var(--ink);border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:6px;padding:5px 9px;font-size:.8rem;font-weight:700}.asset-overview__inline-form-grid{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr) minmax(0,1.25fr);align-items:end;gap:14px;margin-top:14px;display:grid}.asset-overview__inline-form-grid label{min-width:0;color:var(--ink);gap:7px;font-size:.8rem;font-weight:750;display:grid}.asset-overview__inline-form-grid input{width:100%;min-height:42px;color:var(--ink);background:#fff;border:1px solid #b9bbc1;border-radius:7px;padding:8px 10px}.asset-overview__inline-form-grid input[aria-invalid=true]{border-color:#a12622}.asset-overview__amount-field{border:1px solid #b9bbc1;border-radius:7px;grid-template-columns:minmax(0,1fr) auto;align-items:center;display:grid;overflow:hidden}.asset-overview__amount-field:focus-within{outline-offset:2px;outline:3px solid #d66a1f4d}.asset-overview__amount-field input{border:0;border-radius:0;outline:0}.asset-overview__amount-field span{color:var(--muted);padding:0 10px;font-size:.78rem;font-weight:700}.asset-overview__error{color:#a12622;margin:12px 0 0;font-size:.82rem;font-weight:700}.asset-overview__inline-actions{gap:9px;margin-top:14px;display:flex}.asset-overview__primary-action{color:#fff;background:var(--ink);border:1px solid var(--ink);cursor:pointer;border-radius:7px;min-height:38px;padding:7px 13px;font-weight:750}.asset-overview__primary-action:hover,.asset-overview__primary-action:focus-visible{color:var(--ink);background:var(--red);border-color:var(--red)}.asset-overview__legacy-note{color:#5d4960;border:1px solid #ead5c7;border-left:4px solid var(--red);background:#fffaf7;border-radius:7px;margin-top:20px;padding:14px 16px}.asset-overview__legacy-note strong{color:var(--ink)}.asset-overview__legacy-note p{margin:5px 0 0;line-height:1.5}.asset-overview__legacy-note a{color:var(--red-dark);margin-top:8px;font-weight:750;display:inline-block}@media (width<=980px){.asset-overview__summary{grid-template-columns:repeat(2,minmax(0,1fr))}.asset-overview__summary>div:nth-child(2){border-right:0}.asset-overview__summary>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.asset-overview__summary>div:nth-child(3){padding-left:0}.asset-overview__inline-form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=640px){.asset-overview{gap:20px}.asset-overview__intro,.asset-overview__section-heading,.asset-overview__category>header,.asset-overview__category li{gap:12px;display:grid}.asset-overview__local-note,.asset-overview__section-heading>strong{width:fit-content}.asset-overview__inventory{padding:18px}.asset-overview__summary{grid-template-columns:1fr}.asset-overview__summary>div,.asset-overview__summary>div:first-child,.asset-overview__summary>div:nth-child(3),.asset-overview__summary>div:last-child{border-right:0;border-bottom:1px solid var(--line);padding:14px 0}.asset-overview__summary>div:last-child{border-bottom:0}.asset-overview__category-actions{justify-content:space-between}.asset-overview__category li{justify-items:stretch}.asset-overview__entry-actions{justify-content:flex-start}.asset-overview__inline-form-grid{grid-template-columns:1fr}.asset-overview__inline-form-heading{flex-direction:column;align-items:stretch}.asset-overview__inline-close{width:fit-content}}.insurance-app{gap:22px;scroll-margin-top:24px;display:grid}.insurance-hero{color:#fff8f1;background:linear-gradient(135deg, #d66a1f3d, transparent 55%), var(--ink);border-radius:10px;padding:clamp(24px,4vw,40px)}.insurance-hero-heading,.insurance-list-header,.insurance-entry-form__heading,.insurance-entry-card__heading{justify-content:space-between;align-items:flex-start;gap:18px;display:flex}.insurance-hero-heading>div>span,.insurance-entry-card__category{color:#f3b17e;letter-spacing:.08em;text-transform:uppercase;font-size:.74rem;font-weight:800}.insurance-hero h2{letter-spacing:-.04em;margin:8px 0 0;font-size:clamp(2rem,4vw,3.35rem);line-height:1.05}.insurance-hero p{color:#eadce7;max-width:720px;margin:12px 0 0;line-height:1.55}.local-data-badge{color:#f4e8ef;border:1px solid #ffffff47;border-radius:999px;flex:none;padding:8px 11px;font-size:.72rem;font-weight:750}.insurance-list-header{align-items:center;padding:0 2px}.insurance-list-header h3,.insurance-entry-form__heading h3{color:var(--ink);margin:0;font-size:clamp(1.3rem,2vw,1.7rem)}.insurance-list-header p,.insurance-entry-form__heading p{color:var(--muted);margin:5px 0 0;line-height:1.45}.insurance-add-button,.insurance-empty-state button,.insurance-submit-button{color:#fff;background:var(--ink);border:1px solid var(--ink);cursor:pointer;border-radius:7px;min-height:44px;padding:10px 15px;font-weight:800}.insurance-add-button span{color:#f3b17e;margin-right:4px;font-size:1.2rem;line-height:0}.insurance-add-button:hover,.insurance-empty-state button:hover,.insurance-submit-button:hover{color:var(--ink);background:var(--red);border-color:var(--red)}.insurance-entry-form{border:1px solid var(--line);border-left:4px solid var(--red);background:#fff;border-radius:10px;padding:clamp(20px,3vw,30px);box-shadow:0 12px 36px #3b183b0f}.insurance-form-close,.insurance-form-cancel,.insurance-entry-card__actions button{min-height:38px;color:var(--ink);border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:7px;padding:8px 12px;font-size:.8rem;font-weight:750}.insurance-form-close:hover,.insurance-form-cancel:hover,.insurance-entry-card__actions button:hover{border-color:var(--red)}.insurance-entry-form__grid{grid-template-columns:repeat(4,minmax(0,1fr));align-items:end;gap:15px;margin-top:22px;display:grid}.insurance-entry-form__grid .field,.insurance-entry-form__optional-grid .field{min-width:0;color:var(--ink);gap:7px;font-size:.84rem;font-weight:750;display:grid}.field-label{min-height:1.2em}.insurance-entry-form input,.insurance-entry-form select{width:100%;min-height:46px;color:var(--ink);background:#fff;border:1px solid #b9bbc1;border-radius:7px;padding:10px 12px}.insurance-entry-form input:focus,.insurance-entry-form select:focus{outline-offset:1px;outline:3px solid #d66a1f47}.insurance-entry-form__wide-field{grid-column:span 2}.insurance-money-input{grid-template-columns:36px minmax(0,1fr);min-width:0;display:grid}.insurance-money-input>span{min-height:46px;color:var(--muted);background:#f5f1f4;border:1px solid #b9bbc1;border-right:0;border-radius:7px 0 0 7px;place-items:center;display:grid}.insurance-money-input input{border-radius:0 7px 7px 0}.insurance-entry-form__optional{border-top:1px solid var(--line);margin-top:18px;padding-top:14px}.insurance-entry-form__optional summary{color:var(--red-dark);cursor:pointer;font-weight:750}.insurance-entry-form__optional-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin-top:14px;display:grid}.insurance-entry-form__actions{flex-wrap:wrap;gap:10px;margin-top:20px;display:flex}.insurance-entry-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.insurance-entry-card{border:1px solid var(--line);background:#fff;border-left:4px solid #4f9861;border-radius:9px;min-width:0;padding:20px;box-shadow:0 12px 30px #3b183b0d}.insurance-entry-card__heading{align-items:flex-start}.insurance-entry-card__category{color:var(--red-dark);letter-spacing:.05em;display:block}.insurance-entry-card h3{color:var(--ink);margin:5px 0 0;font-size:1.08rem}.insurance-entry-card__status{color:#306c42;background:#e9f5ef;border-radius:999px;flex:none;padding:6px 9px;font-size:.7rem;font-weight:800}.insurance-entry-card__details{color:var(--muted);gap:5px;margin-top:14px;font-size:.86rem;line-height:1.45;display:grid}.insurance-entry-card__details span+span{color:var(--ink)}.insurance-entry-card__optional{color:var(--muted);border-top:1px solid #ececef;margin-top:14px;padding-top:11px;font-size:.78rem}.insurance-entry-card__optional summary{color:var(--red-dark);cursor:pointer;font-weight:750}.insurance-entry-card__optional dl{gap:7px;margin:11px 0 0;display:grid}.insurance-entry-card__optional dl>div{justify-content:space-between;gap:12px;display:flex}.insurance-entry-card__optional dt,.insurance-entry-card__optional dd{margin:0}.insurance-entry-card__optional dd{color:var(--ink);text-align:right}.insurance-entry-card__actions{flex-wrap:wrap;gap:8px;margin-top:18px;display:flex}.insurance-entry-card__actions .is-danger{color:#8d2723}.insurance-empty-state{text-align:center;background:#fff;border:1px dashed #c7b8c3;border-radius:9px;padding:28px}.insurance-empty-state strong{color:var(--ink);font-size:1.08rem}.insurance-empty-state p{color:var(--muted);margin:7px 0 16px}.insurance-empty-state button{min-height:40px;font-size:.84rem}.insurance-privacy-note{color:#665368;border-left:3px solid var(--red);background:#faf7f9;padding:15px 17px;font-size:.76rem;line-height:1.5}.insurance-privacy-note p{margin:0}@media (width<=900px){.insurance-entry-form__grid{grid-template-columns:repeat(2,minmax(0,1fr))}.insurance-entry-list{grid-template-columns:1fr}}@media (width<=640px){.insurance-hero-heading,.insurance-list-header,.insurance-entry-form__heading,.insurance-entry-card__heading{flex-direction:column;align-items:stretch}.insurance-list-header{gap:14px}.insurance-add-button{width:100%}.insurance-entry-form__grid,.insurance-entry-form__optional-grid{grid-template-columns:1fr}.insurance-entry-form__wide-field{grid-column:auto}.insurance-form-close,.insurance-entry-card__status{align-self:flex-start}}@media print{.insurance-add-button,.insurance-entry-form,.insurance-entry-card__actions{display:none!important}.insurance-entry-card,.insurance-hero,.insurance-empty-state,.insurance-privacy-note{break-inside:avoid;box-shadow:none}}.financial-overview{gap:38px;display:grid}.financial-overview__intro{max-width:900px}.financial-overview__intro h1{letter-spacing:-.05em;margin:0;font-size:clamp(2.2rem,4.4vw,4.5rem);line-height:1}.financial-overview__intro>p{color:#4d4f55;max-width:760px;margin:18px 0 0;font-size:clamp(1rem,1.4vw,1.2rem);line-height:1.55}.financial-overview__links{flex-wrap:wrap;gap:10px;margin-top:22px;display:flex}.financial-overview__links a{color:var(--ink);border:1px solid var(--line);background:#fff;border-radius:7px;padding:10px 14px;font-weight:750;text-decoration:none}.financial-overview__links a:hover{color:var(--red-dark);border-color:var(--red)}@media (width<=640px){.financial-overview{gap:24px}.financial-overview__links{display:grid}.financial-overview__links a{text-align:center}}:root{color:#1e232b;font-synthesis:none;text-rendering:optimizelegibility;--red:#b41e23;--red-dark:#8f171c;--ink:#1e232b;--muted:#626873;--line:#d5d8dc;--surface:#fff;--soft:#f2f2f2;--success:#156a47;--warning:#9a5100;background:#f2f2f2;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:#f2f2f2;min-width:320px;min-height:100vh;margin:0}button,input,select{font:inherit}button,a,summary{-webkit-tap-highlight-color:transparent}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-offset:2px;outline:3px solid #d66a1f4d}.brand-header{min-height:92px;padding:calc(16px + env(safe-area-inset-top)) max(clamp(24px, 4vw, 64px), env(safe-area-inset-right)) 16px max(clamp(24px, 4vw, 64px), env(safe-area-inset-left));background:#ffffffeb;border-bottom:1px solid #cfd0d3;justify-content:space-between;align-items:center;gap:24px;display:flex}.brand-identity,.brand-site-link{color:inherit;text-decoration:none}.brand-identity{align-items:center;gap:16px;display:inline-flex}.brand-monogram{object-fit:contain;width:62px;height:50px}.brand-copy{gap:2px;font-size:17px;display:grid}.brand-copy strong{letter-spacing:.055em;font-size:22px}.brand-site-link{border-bottom:1px solid #0000;padding-block:8px;font-size:18px;font-weight:650}.brand-site-link:hover{color:var(--red);border-color:currentColor}.brand-actions{align-items:center;gap:18px;display:flex}.brand-account-button,.clarity-account-invitation button,.auth-primary-action,.auth-secondary-action{color:#fff;background:var(--ink);border:1px solid var(--ink);cursor:pointer;border-radius:6px;min-height:44px;padding:9px 16px;font-weight:750}.brand-account-button:disabled,.auth-primary-action:disabled,.auth-secondary-action:disabled,.auth-quiet-button:disabled{cursor:wait;opacity:.62}main{width:min(1480px,100% - 48px);padding:34px 0 calc(56px + env(safe-area-inset-bottom));margin:0 auto}.app-area-nav{background:#eadfe7;border-radius:999px;gap:4px;width:fit-content;margin:0 0 24px;padding:4px;display:flex}.app-area-nav button{color:#654c66;cursor:pointer;background:0 0;border:0;border-radius:999px;min-height:42px;padding:8px 18px;font-weight:750}.page-intro{margin:0 0 28px}.page-intro h1{letter-spacing:-.035em;margin:0;font-size:clamp(2rem,3.2vw,3rem);line-height:1.08}.page-intro p{color:#393c43;max-width:860px;margin:10px 0 0;font-size:clamp(1rem,1.3vw,1.14rem);line-height:1.55}.clarity-home{align-content:center;gap:clamp(34px,5vw,62px);min-height:calc(100vh - 182px);padding:clamp(24px,5vh,66px) 0;display:grid}.clarity-intro h1{letter-spacing:-.055em;max-width:820px;margin:0;font-size:clamp(2.65rem,5.4vw,5.6rem);line-height:.98}.clarity-intro p{color:#4d4f55;max-width:680px;margin:22px 0 0;font-size:clamp(1.08rem,1.45vw,1.34rem);line-height:1.55}.clarity-paths{border-block:1px solid var(--line);grid-template-columns:repeat(4,minmax(0,1fr));display:grid}.clarity-path{min-width:0;min-height:330px;color:var(--ink);text-align:left;border:0;border-right:1px solid var(--line);cursor:pointer;background:#ffffff9e;grid-template-rows:auto 1fr auto;gap:24px;padding:clamp(24px,3vw,42px);transition:color .18s,background-color .18s,transform .18s;display:grid}.clarity-path:last-child{border-right:0}.clarity-path-icon{width:58px;height:58px;color:var(--red);background:#d66a1f1a;border-radius:50%;place-items:center;display:grid}.clarity-path-copy{align-content:start;gap:12px;display:grid}.clarity-path-copy strong{letter-spacing:-.035em;max-width:310px;font-size:clamp(1.45rem,2vw,2rem);line-height:1.08}.clarity-path-copy>span{color:#5f6167;max-width:330px;font-size:.98rem;line-height:1.55}.clarity-path:hover .clarity-path-copy>span{color:#ffffffc2}.clarity-path-action{justify-content:space-between;align-items:center;gap:18px;font-size:.9rem;font-weight:800;display:flex}.clarity-assurance{color:#5d5f65;grid-template-columns:minmax(0,.72fr) minmax(320px,1.28fr);align-items:center;gap:clamp(24px,4vw,54px);font-size:.88rem;line-height:1.5;display:grid}.clarity-assurance>div{gap:6px;display:grid}.clarity-account-invitation{border-left:1px solid var(--line);grid-template-columns:minmax(0,1fr) auto;align-items:center;padding-left:clamp(20px,3vw,42px)}.clarity-account-invitation button{white-space:nowrap}.auth-overlay{z-index:100;padding:max(18px, env(safe-area-inset-top)) max(18px, env(safe-area-inset-right)) max(18px, env(safe-area-inset-bottom)) max(18px, env(safe-area-inset-left));-webkit-backdrop-filter:blur(7px);backdrop-filter:blur(7px);background:#1f1120a8;place-items:center;display:grid;position:fixed;inset:0;overflow-y:auto}.auth-dialog{width:min(100%,560px);max-height:calc(100vh - 36px);color:var(--ink);border:1px solid #3b183b1f;border-top:5px solid var(--red);background:#fff;border-radius:18px;padding:clamp(24px,4vw,40px);position:relative;overflow-y:auto;box-shadow:0 28px 80px #1f11205c}.auth-close{width:42px;height:42px;color:var(--ink);cursor:pointer;background:0 0;border:1px solid #0000;border-radius:50%;place-items:center;font-size:1.75rem;line-height:1;display:grid;position:absolute;top:14px;right:14px}.auth-close:hover{color:var(--red-dark);background:var(--soft);border-color:var(--line)}.auth-dialog-heading{padding-right:36px}.auth-dialog-heading>span,.auth-account-label{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;font-size:.72rem;font-weight:800}.auth-dialog-heading h2{letter-spacing:-.04em;margin:7px 0 0;font-size:clamp(1.8rem,4vw,2.5rem)}.auth-dialog-heading p,.auth-account-card p,.auth-local-note{color:var(--muted);line-height:1.55}.auth-dialog-heading p{margin:10px 0 0}.auth-tabs{border-bottom:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));margin-top:28px;display:grid}.auth-tabs button{min-height:45px;color:var(--muted);cursor:pointer;background:0 0;border:0;border-bottom:3px solid #0000;font-weight:800}.auth-tabs button.is-active{color:var(--ink);border-bottom-color:var(--red)}.auth-google-action{width:100%;min-height:48px;color:var(--ink);cursor:pointer;background:#fff;border:1px solid #c7c9ce;border-radius:6px;justify-content:center;align-items:center;gap:10px;margin-top:22px;padding:10px 14px;font-weight:750;display:inline-flex}.auth-google-control{background:linear-gradient(135deg,#fbf7f1,#fff);border:1px solid #d66a1f3d;border-radius:14px;margin-top:24px;padding:12px}.auth-google-control .auth-google-action{margin-top:14px}.auth-google-consent{margin:0}.auth-google-host{background:#fff;border-radius:10px;justify-content:center;align-items:center;min-height:48px;padding:1px;display:flex;overflow:hidden}.auth-google-host>div{max-width:100%}.auth-google-host.is-hidden,.auth-google-action.is-hidden{display:none}.auth-google-action:hover{border-color:var(--ink);background:#f8f8f7}.auth-google-action:disabled{cursor:wait;opacity:.62}.auth-google-mark{color:#4285f4;border:1px solid;border-radius:50%;place-items:center;width:22px;height:22px;font-family:Arial,sans-serif;font-size:.82rem;font-weight:800;display:grid}.auth-google-note{color:var(--muted);text-align:center;margin:9px 4px 0;font-size:.74rem;line-height:1.45}.auth-divider{color:var(--muted);align-items:center;gap:12px;margin:18px 0 0;font-size:.74rem;display:flex}.auth-divider:before,.auth-divider:after{content:"";background:var(--line);flex:1;height:1px}.auth-form{gap:16px;margin-top:24px;display:grid}.auth-form>label:not(.auth-consent){gap:7px;display:grid}.auth-form>label>span:first-child{font-size:.8rem;font-weight:700}.auth-form input[type=email],.auth-form input[type=password]{width:100%;min-height:48px;color:var(--ink);background:#fff;border:1px solid #c7c9ce;border-radius:6px;padding:10px 12px}.auth-form input:focus{border-color:var(--red);outline:none;box-shadow:0 0 0 3px #d66a1f1c}.auth-consent{color:#4d5057;grid-template-columns:20px minmax(0,1fr);align-items:start;gap:10px;font-size:.78rem;line-height:1.5;display:grid}.auth-consent input{width:18px;height:18px;accent-color:var(--red);margin:1px 0 0}.auth-consent a,.auth-quiet-link,.auth-quiet-button{color:var(--red-dark);text-underline-offset:3px}.auth-primary-action{margin-top:4px}.auth-central-account{background:linear-gradient(135deg,#fbf7f1,#fff);border:1px solid #d66a1f3d;border-radius:14px;gap:10px;margin-top:24px;padding:20px;display:grid}.auth-central-account h3,.auth-central-account p{margin:0}.auth-central-account h3{font-size:1.25rem;line-height:1.2}.auth-central-account p,.auth-central-account small{color:var(--muted);line-height:1.55}.auth-central-account .auth-primary-action{text-align:center;justify-content:center;align-items:center;min-height:48px;margin-top:6px;text-decoration:none;display:inline-flex}.auth-secondary-action{width:100%;margin-top:10px}.auth-quiet-button{cursor:pointer;background:0 0;border:0;border-bottom:1px solid #0000;margin-top:13px;padding:7px 0;font-size:.78rem;font-weight:750}.auth-quiet-button:hover{border-bottom-color:currentColor}.auth-state-message,.auth-feedback,.auth-account-card,.auth-local-note{background:var(--soft);border-left:3px solid var(--red);margin:22px 0 0;padding:14px 16px}.auth-state-message.is-error,.auth-feedback.is-error{color:#762b23;background:#fff1ef;border-left-color:#a93228}.auth-state-message{gap:5px;display:grid}.auth-feedback{font-size:.82rem;line-height:1.5}.auth-account-card{gap:8px;display:grid}.auth-account-card>strong{overflow-wrap:anywhere;font-size:1.1rem}.auth-account-card p{margin:4px 0 2px;font-size:.82rem}.auth-verification{color:#7b3c13;background:#fff2e8;border-radius:999px;width:fit-content;padding:5px 8px;font-size:.7rem;font-weight:750}.auth-verification.is-verified{color:var(--success);background:#edf8f3}.auth-quiet-link{width:fit-content;margin-top:6px;font-size:.76rem;font-weight:700}.auth-local-note{font-size:.72rem}.auth-local-note strong{color:var(--ink)}.journey-navigation{justify-content:space-between;align-items:center;gap:24px;margin-bottom:28px;display:flex}.journey-back{min-height:42px;color:var(--ink);cursor:pointer;background:0 0;border:0;border-bottom:1px solid #0000;flex:none;align-items:center;gap:8px;padding:6px 0;font-size:.86rem;font-weight:750;display:inline-flex}.journey-back:hover{color:var(--red-dark);border-bottom-color:currentColor}.journey-navigation .app-area-nav{margin:0}.learning-catalog-layout{background:var(--surface);border:1px solid var(--line);grid-template-columns:minmax(0,1.35fr) minmax(300px,.65fr);display:grid;box-shadow:0 18px 60px #1c1f2612}.learning-catalog-search,.learning-catalog-guide{min-width:0;padding:clamp(26px,3vw,42px)}.learning-catalog-guide{color:#fff;background:var(--ink)}.learning-guide-icon{width:48px;height:48px;color:var(--ink);background:var(--red);border-radius:50%;place-items:center;margin-bottom:26px;display:grid}.learning-catalog-guide h2{letter-spacing:-.035em;max-width:340px;margin:0;font-size:clamp(1.5rem,2.2vw,2.15rem);line-height:1.08}.learning-catalog-guide dl{gap:24px;margin:30px 0 0;display:grid}.learning-catalog-guide dl>div{border-top:1px solid #ffffff38;padding-top:20px}.learning-catalog-guide dt{color:#f3aa76;font-weight:800}.learning-catalog-guide dd{color:#ffffffc2;margin:7px 0 0;font-size:.9rem;line-height:1.55}.catalog-use-button{color:#fff;background:var(--ink);border:1px solid var(--ink);cursor:pointer;border-radius:6px;justify-content:space-between;align-items:center;gap:18px;min-height:48px;margin-top:20px;padding:11px 16px;font-weight:750;display:inline-flex}.catalog-use-button:hover{color:var(--ink);background:var(--red);border-color:var(--red)}.info-disclosure{vertical-align:middle;display:inline-block;position:relative}.info-disclosure summary{width:24px;height:24px;color:var(--red-dark);cursor:pointer;background:#fff;border:1px solid #d9b9a2;border-radius:50%;place-items:center;list-style:none;display:inline-grid}.info-disclosure summary::-webkit-details-marker{display:none}.info-disclosure summary:focus-visible{outline-offset:2px;outline:3px solid #d66a1f33}.info-disclosure-content{z-index:20;width:min(300px,78vw);color:var(--ink);background:#fff;border:1px solid #cfc2cc;border-radius:7px;padding:12px 14px;font-size:.74rem;font-weight:500;line-height:1.5;position:absolute;top:calc(100% + 8px);left:0;box-shadow:0 12px 30px #15182029}.calculator-layout{background:var(--surface);border:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(500px,1.06fr);display:grid;box-shadow:0 18px 60px #1c1f2612}.input-panel,.results-panel{min-width:0;padding:clamp(26px,3vw,42px)}.results-panel{border-left:1px solid var(--line);background:linear-gradient(180deg, #d66a1f0a, transparent 14rem), var(--surface)}.start-section,.portfolio-section,.withdrawal-phase-section,.withdrawal-section,.tax-section{padding-bottom:30px}.planner-guidance{color:#4d2520;border-left:4px solid var(--red);background:#fff3ed;border-radius:0 7px 7px 0;gap:4px;margin:0 0 6px;padding:14px 16px;font-size:.82rem;line-height:1.5;display:grid}.planner-guidance strong{color:var(--ink)}.planner-advanced{border-top:1px solid var(--line);margin-top:24px}.planner-advanced>summary,.result-details>summary{color:var(--ink);cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:16px 0;font-size:.92rem;font-weight:750;list-style:none;display:flex}.planner-advanced>summary::-webkit-details-marker{display:none}.result-details>summary::-webkit-details-marker{display:none}.planner-advanced>summary:after,.result-details>summary:after{content:"+";color:var(--red-dark);flex:none;font-size:1.2rem;font-weight:500;line-height:1}.planner-advanced[open]>summary:after,.result-details[open]>summary:after{content:"−"}.planner-advanced>summary:focus-visible,.result-details>summary:focus-visible{outline-offset:3px;outline:3px solid #d66a1f33}.planner-advanced>p{color:var(--muted);margin:0 0 6px;font-size:.82rem;line-height:1.5}.registration-gate{color:var(--ink);border:1px solid #e7c5b0;border-left:5px solid var(--red);background:linear-gradient(135deg,#fff5ec,#fff 70%);border-radius:9px;grid-template-columns:auto minmax(0,1fr);gap:22px;margin:28px 0;padding:clamp(24px,4vw,40px);display:grid}.registration-gate-mark{color:#fff;background:var(--ink);border-radius:50%;place-items:center;width:44px;height:44px;font-size:1.25rem;font-weight:800;display:grid}.registration-gate-copy{align-content:start;gap:9px;display:grid}.registration-gate-label{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;font-size:.72rem;font-weight:800}.registration-gate h2{letter-spacing:-.03em;margin:0;font-size:clamp(1.35rem,2.4vw,1.8rem)}.registration-gate p{color:#4d5057;max-width:760px;margin:0;line-height:1.55}.registration-gate-note,.registration-gate-login-hint{font-size:.8rem}.registration-gate-unavailable{font-size:.82rem;font-weight:650;color:#762b23!important}.registration-gate-action{color:#fff;background:var(--ink);border:1px solid var(--ink);cursor:pointer;border-radius:6px;width:fit-content;min-height:44px;margin-top:7px;padding:9px 16px;font-weight:750}.registration-gate-action:hover{color:var(--ink);background:var(--red);border-color:var(--red)}.registration-gate-login-hint{color:var(--muted)}.registration-preview-intro{color:#4d2520;border:1px solid #ead4c2;border-left:4px solid var(--red);background:#fff8f2;border-radius:0 7px 7px 0;gap:4px;margin:22px 0 0;padding:14px 16px;font-size:.82rem;line-height:1.5;display:grid}.registration-preview-intro strong{color:var(--ink)}.registration-preview{opacity:.7;border:0;min-width:0;margin:0;padding:0}.registration-preview legend{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.registration-preview[disabled] input,.registration-preview[disabled] select,.registration-preview[disabled] button{cursor:not-allowed}.locked-feature-preview{gap:16px;margin:28px 0 0;display:grid}.locked-feature-preview-bar{z-index:5;color:#4d2520;border:1px solid #ead4c2;border-left:4px solid var(--red);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fff8f2f5;border-radius:0 7px 7px 0;justify-content:space-between;align-items:center;gap:18px;padding:14px 16px;display:flex;position:sticky;top:12px;box-shadow:0 10px 28px #381d1817}.locked-feature-preview-bar>div{gap:3px;display:grid}.locked-feature-preview-bar strong{color:var(--ink);font-size:.9rem}.locked-feature-preview-bar span{max-width:760px;font-size:.8rem;line-height:1.45}.locked-feature-preview-bar button{color:#fff;background:var(--ink);border:1px solid var(--ink);min-height:42px;font:inherit;cursor:pointer;border-radius:6px;flex:none;padding:9px 14px;font-size:.8rem;font-weight:750}.locked-feature-preview-bar button:hover{color:var(--ink);background:var(--red);border-color:var(--red)}.locked-feature-preview-stage{border:1px solid #e5ddd8;border-radius:10px;min-width:0;position:relative;overflow:clip}.locked-feature-preview-content{pointer-events:none;-webkit-user-select:none;user-select:none}.locked-feature-preview-content :is(input,select,textarea,button){opacity:.78;cursor:not-allowed}.locked-feature-preview-interceptor{z-index:4;width:100%;color:var(--ink);border-radius:inherit;cursor:pointer;touch-action:pan-y;background:0 0;border:0;justify-content:center;align-items:flex-start;padding:22px;display:flex;position:absolute;inset:0}.locked-feature-preview-interceptor span{color:#fff;opacity:0;background:#371836f0;border-radius:999px;padding:9px 13px;font-size:.76rem;font-weight:750;transition:opacity .16s,transform .16s;position:sticky;top:92px;transform:translateY(-4px);box-shadow:0 8px 24px #37183633}.locked-feature-preview-interceptor:hover span,.locked-feature-preview-interceptor:focus-visible span{opacity:1;transform:translateY(0)}.locked-feature-preview-interceptor:focus-visible{outline-offset:-5px;outline:3px solid #d66a1f59}.portfolio-section,.withdrawal-phase-section,.withdrawal-section,.tax-section{border-top:1px solid var(--line);padding-top:28px}.section-heading-row{justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:20px;display:flex}.section-heading-row h2,.results-panel h2{letter-spacing:-.02em;margin:0;font-size:1.35rem}.section-heading-row p{color:var(--muted);margin:6px 0 0;font-size:.91rem;line-height:1.45}.start-fields{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.start-fields .field,.household-settings-grid .field,.person-card .field{grid-template-rows:minmax(40px,auto) 48px auto;align-content:start}.field{gap:8px;min-width:0;display:grid}.field-label{color:#31343a;font-size:.84rem;font-weight:650}.field input,.field select{width:100%;min-width:0;height:48px;color:var(--ink);background:var(--surface);border:1px solid #c7c9ce;border-radius:6px;padding:0 13px;transition:border-color .15s,box-shadow .15s}.field input:hover,.field select:hover{border-color:#9a9da4}.field input:focus,.field select:focus{border-color:var(--red);outline:none;box-shadow:0 0 0 3px #d66a1f1c}.field select{padding-right:36px}.field input[aria-invalid=true]{border-color:var(--warning)}.numeric-input{display:block;position:relative}.numeric-input input{appearance:textfield}.numeric-input input::-webkit-inner-spin-button{appearance:none;margin:0}.numeric-input input::-webkit-outer-spin-button{appearance:none;margin:0}.input-affix{z-index:1;color:#4d5057;pointer-events:none;font-size:.88rem;position:absolute;top:50%;transform:translateY(-50%)}.input-prefix{left:13px}.input-prefix+input{padding-left:34px}.input-suffix{right:13px}input:has(+.input-suffix){padding-right:58px}.field-help{color:var(--muted);font-size:.72rem;line-height:1.35}.field-help-warning{color:var(--warning)}.allocation-status{border:1px solid;border-radius:999px;flex:none;padding:8px 11px;font-size:.83rem;font-weight:750}.allocation-status.is-valid{color:var(--success);background:#edf8f3}.allocation-status.is-invalid{color:var(--warning);background:#fff6e9}.portfolio-list{gap:14px;display:grid}.portfolio-position,.withdrawal-item{border:1px solid var(--line);background:#fdfdfc;border-radius:8px;min-width:0;margin:0;padding:16px}.portfolio-position legend,.withdrawal-item legend{color:#5b5e65;letter-spacing:.04em;text-transform:uppercase;padding:0 6px;font-size:.73rem;font-weight:750}.position-fields{gap:13px;display:grid}.position-model-note{color:var(--muted);border-left:3px solid var(--red);background:#fff5f1;margin:14px 0 0;padding:12px 14px;font-size:.72rem;line-height:1.55}.position-model-note strong{color:var(--ink)}.position-fields-primary{grid-template-columns:minmax(170px,1.25fr) minmax(165px,1fr) 42px;align-items:start;margin-top:16px}.position-fields-assumptions{grid-template-columns:repeat(4,minmax(0,1fr));margin-top:14px}.position-fields-assumptions .field{grid-template-rows:minmax(40px,auto) 48px auto;align-content:start}.position-fields-assumptions .field-label{align-items:flex-end;display:flex}.remove-position{color:#656870;cursor:pointer;background:0 0;border:1px solid #0000;border-radius:6px;align-self:end;place-items:center;width:42px;height:48px;display:grid}.remove-position:hover:not(:disabled){color:var(--red);background:#fff2f2;border-color:#f3c6c8}.remove-position:disabled{cursor:not-allowed;opacity:.35}.add-position{min-height:44px;color:var(--red);border:1px dashed var(--red);cursor:pointer;background:0 0;border-radius:6px;align-items:center;gap:8px;margin-top:18px;padding:9px 15px;font-weight:700;display:inline-flex}.add-position:hover:not(:disabled){color:var(--red-dark);background:#fff3f3}.add-position:disabled{cursor:not-allowed;opacity:.45}.etf-selector{position:relative}.etf-search-results{z-index:4;background:#fff;border:1px solid #bfc1c6;border-radius:7px;max-height:320px;margin-top:10px;position:relative;overflow-y:auto;box-shadow:0 14px 30px #15182024}.etf-search-results.is-catalog{max-height:540px;box-shadow:none}.etf-catalog-toolbar{grid-template-columns:minmax(220px,.6fr) minmax(0,1.4fr);align-items:end;gap:16px;margin-top:16px;display:grid}.etf-provider-distribution{flex-wrap:wrap;gap:7px;display:flex}.etf-provider-distribution span{color:var(--muted);border:1px solid var(--line);background:#f7f7f5;border-radius:999px;padding:6px 9px;font-size:.68rem;line-height:1.2}.etf-provider-distribution strong{color:var(--ink)}.etf-result-count{color:var(--muted);margin:16px 0 8px;font-size:.78rem}.etf-result-count strong{color:var(--ink);font-size:1rem}.etf-search-results>p{color:var(--muted);margin:0;padding:16px;font-size:.82rem}.etf-search-result{width:100%;color:var(--ink);text-align:left;border:0;border-bottom:1px solid var(--line);cursor:pointer;background:#fff;justify-content:space-between;align-items:center;gap:14px;padding:12px 14px;display:flex}.etf-search-result:last-child{border-bottom:0}.etf-search-result:hover,.etf-search-result[aria-selected=true]{background:#fff5f5}.etf-search-result>span:first-child{gap:3px;min-width:0;display:grid}.etf-search-result strong,.etf-search-result small{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.etf-search-result strong{font-size:.82rem}.etf-search-result small,.etf-search-result>span:last-child{color:var(--muted);font-size:.7rem}.etf-search-result>span:last-child{flex:none;justify-items:end;gap:3px;display:grid}.etf-selection{border-left:3px solid var(--red);background:#f7f7f5;border-radius:0 6px 6px 0;margin-top:12px;padding:14px}.etf-selection-heading{justify-content:space-between;align-items:flex-start;gap:14px;display:flex}.etf-selection-heading>div{gap:4px;min-width:0;display:grid}.etf-selection-heading strong{font-size:.88rem;line-height:1.35}.etf-selection-heading span,.etf-selection>p{color:var(--muted);font-size:.7rem}.text-button{color:var(--red);cursor:pointer;background:0 0;border:0;flex:none;padding:0;font-size:.72rem;font-weight:700}.etf-selection dl{grid-template-columns:repeat(auto-fit,minmax(132px,1fr));gap:16px 18px;margin:12px 0 0;display:grid}.etf-selection dl>div{background:#fff;border:1px solid #e1ded9;border-radius:6px;align-content:start;gap:5px;min-width:0;min-height:76px;padding:10px 11px;display:grid}.etf-selection dt{color:var(--muted);align-items:center;gap:5px;font-size:.64rem;line-height:1.35;display:flex}.etf-selection dd{overflow-wrap:anywhere;margin:3px 0 0;font-size:.74rem;font-weight:700;line-height:1.35}.etf-selection>p{margin:11px 0 0;line-height:1.45}.historical-assumptions{border:1px solid var(--line);background:#fff;border-radius:7px;margin:12px 0 16px;padding:16px}.historical-assumptions-heading{justify-content:space-between;align-items:flex-start;gap:16px;display:flex}.historical-assumptions-heading>div{gap:3px;min-width:0;display:grid}.historical-assumptions-heading strong{font-size:.86rem}.historical-assumptions-heading span,.historical-source,.historical-method-note,.historical-warning{color:var(--muted);font-size:.7rem;line-height:1.5}.historical-assumptions-grid{grid-template-columns:minmax(190px,.75fr) minmax(260px,1.25fr);align-items:end;gap:18px;margin-top:14px;display:grid}.historical-assumptions-grid dl{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;display:grid}.historical-assumptions-grid dt{color:var(--muted);font-size:.66rem}.historical-assumptions-grid dd{margin:4px 0 0;font-size:.86rem;font-weight:750}.historical-assumptions-grid small{color:var(--muted);margin-top:2px;font-size:.63rem;display:block}.historical-source,.historical-method-note,.historical-warning{margin:12px 0 0}.historical-source a{color:var(--red);font-weight:700}.historical-method-note{background:var(--soft);border-radius:5px;padding:10px 12px}.historical-proxy-note{color:#7b4d16;background:#fff8eb;border:1px solid #ebd3a4;border-radius:5px;padding:10px 12px;font-size:.72rem;line-height:1.5}.historical-warning{color:#4f535a;font-weight:650}.withdrawal-phase-toggle{background:var(--soft);border:1px solid var(--line);cursor:pointer;border-radius:7px;align-items:flex-start;gap:12px;min-height:62px;padding:13px 15px;display:flex}.withdrawal-phase-toggle input{width:18px;height:18px;accent-color:var(--red);margin:2px 0 0}.withdrawal-phase-toggle span{gap:3px;display:grid}.withdrawal-phase-toggle strong{font-size:.86rem}.withdrawal-phase-toggle small{color:var(--muted);font-size:.73rem;line-height:1.4}.withdrawal-phase-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin-top:16px;display:grid}.withdrawal-phase-fields .field,.capital-need-controls .field{grid-template-rows:minmax(42px,auto) 48px minmax(36px,auto);align-content:start}.withdrawal-phase-explanation{color:#5d4960;border-left:4px solid var(--red);background:#faf7f9;gap:4px;margin-top:16px;padding:13px 15px;font-size:.76rem;line-height:1.5;display:grid}.withdrawal-phase-explanation strong{color:var(--ink);font-size:.82rem}.withdrawal-phase-preview{color:#4f535a;background:#fffaf7;border:1px solid #ead5c7;border-radius:7px;gap:5px;margin-top:16px;padding:13px 15px;font-size:.76rem;line-height:1.5;display:grid}.withdrawal-phase-preview>strong{color:var(--ink);font-size:.82rem}.withdrawal-phase-preview span strong{color:var(--ink)}.capital-need-planner{background:#fffaf7;border:1px solid #ead5c7;border-radius:8px;margin-top:20px;padding:18px}.capital-need-heading h3{margin:0;font-size:1rem}.capital-need-heading p{color:var(--muted);margin:6px 0 0;font-size:.76rem;line-height:1.5}.capital-need-controls{grid-template-columns:repeat(2,minmax(0,1fr));align-items:end;gap:14px;margin-top:16px;display:grid}.capital-need-button{color:#fff;background:var(--red);border:1px solid var(--red);cursor:pointer;border-radius:7px;grid-column:1/-1;min-height:46px;padding:10px 16px;font-size:.8rem;font-weight:800}.capital-need-button:hover{background:var(--red-dark);border-color:var(--red-dark)}.capital-need-button:disabled{cursor:wait;opacity:.65}.capital-need-output{background:#fff;border:1px solid #e5dcd5;border-radius:7px;align-content:center;gap:5px;min-height:106px;margin-top:14px;padding:15px;display:grid}.capital-need-output>span{color:var(--muted);font-size:.7rem;font-weight:700}.capital-need-output>strong{color:#3b183b;font-size:clamp(1.55rem,3vw,2.2rem);line-height:1.05}.capital-need-output p,.capital-need-output small{color:var(--muted);margin:0;font-size:.72rem;line-height:1.5}.capital-need-output .capital-need-error{color:#8f2f2f}.capital-need-unavailable{align-items:flex-start;gap:10px;display:flex}.capital-need-unavailable p{color:var(--muted);margin:0;font-size:.76rem;line-height:1.5}.empty-editor-copy,.tax-model-note{color:var(--muted);background:var(--soft);border:1px solid var(--line);border-radius:7px;margin:0;padding:15px 16px;font-size:.82rem;line-height:1.5}.withdrawal-list{gap:14px;display:grid}.withdrawal-fields{grid-template-columns:minmax(150px,1.15fr) minmax(110px,.72fr) minmax(150px,1fr) 42px;align-items:end;gap:13px;display:grid}.tax-fields{grid-template-columns:minmax(240px,1.5fr) minmax(180px,1fr);gap:20px;display:grid}.tax-model-note{color:#4f535a;background:#fbfbfa;margin-top:14px}.input-note,.validation-message,.result-disclaimer,.model-band-note{align-items:flex-start;gap:14px;display:flex}.phase-outcome{border:1px solid #cddbd5;border-left:4px solid var(--success);background:#f5f7f6;border-radius:7px;grid-template-columns:minmax(0,.85fr) minmax(280px,1.15fr);gap:18px;margin:20px 0;padding:16px;display:grid}.phase-outcome.is-stable{background:#f6f6f4;border-color:#d5d5d0 #d5d5d0 #d5d5d0 #777a80}.phase-outcome.is-shrinking{background:#fff9f0;border-color:#ead4b5 #ead4b5 #ead4b5 #b06913}.phase-outcome.is-depleted{border-color:#efc4c6;border-left-color:var(--red);background:#fff2f2}.phase-outcome>div>span{color:var(--muted);letter-spacing:.03em;text-transform:uppercase;font-size:.7rem;font-weight:700}.phase-outcome h3{margin:5px 0 0;font-size:1rem;line-height:1.3}.phase-outcome p{color:#4e5259;margin:6px 0 0;font-size:.76rem;line-height:1.45}.phase-outcome dl{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:0;display:grid}.phase-outcome dt{color:var(--muted);font-size:.66rem}.phase-outcome dd{margin:4px 0 0;font-size:.88rem;font-weight:750}.phase-shortfall,.phase-scenario-note{color:#4e5259;border-top:1px solid #1518201a;grid-column:1/-1;margin:0;padding-top:12px;font-size:.72rem;line-height:1.5}.phase-shortfall{color:#8f2f2f;font-weight:700}.withdrawal-hard-warning,.withdrawal-item-warning,.goal-feasibility-warning{color:#8f2f2f;border:1px solid #efc4c6;border-left:4px solid var(--red);background:#fff2f2;border-radius:6px;font-size:.76rem;line-height:1.5}.withdrawal-hard-warning{gap:4px;margin-top:14px;padding:12px 14px;display:grid}.withdrawal-hard-warning strong,.withdrawal-item-warning strong,.goal-feasibility-warning strong{font-weight:800}.withdrawal-item-warning{margin:0 0 12px;padding:10px 12px}.goal-feasibility-warning{gap:8px;margin:18px 0;padding:14px 16px;display:grid}.goal-feasibility-warning p{margin:4px 0 0}.goal-feasibility-warning ul{margin:0;padding-left:18px}.goal-feasibility-warning li+li{margin-top:4px}.scenario-summary{background:#fbfafc;border:1px solid #dcd4df;border-radius:7px;margin:20px 0;padding:16px}.result-details{border-bottom:1px solid var(--line);margin-top:20px}.result-details[open]>summary{border-bottom:1px solid var(--line)}.result-details .scenario-summary{margin:14px 0 18px}.scenario-summary-heading{justify-content:space-between;align-items:flex-start;gap:18px;display:flex}.scenario-summary-heading h3{margin:0;font-size:.98rem}.scenario-summary-heading p{color:var(--muted);margin:5px 0 0;font-size:.73rem;line-height:1.45}.scenario-summary-heading>span{color:var(--muted);flex:none;font-size:.7rem}.scenario-summary-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:14px;display:grid}.scenario-summary-grid>div{border:1px solid var(--line);background:#fff;border-radius:6px;gap:5px;min-width:0;padding:11px 12px;display:grid}.scenario-summary-grid span{color:var(--muted);font-size:.68rem}.scenario-summary-grid strong{overflow-wrap:anywhere;font-size:1.02rem}.input-note{color:#4f535a;background:var(--soft);border:1px solid var(--line);border-radius:7px;padding:18px}.input-note svg,.validation-message svg,.result-disclaimer svg,.model-band-note svg{flex:none}.input-note p,.validation-message p,.result-disclaimer p,.model-band-note p{margin:0;font-size:.84rem;line-height:1.55}.results-panel>h2{margin-bottom:20px}.standard-result-heading{border-bottom:1px solid var(--line);padding-bottom:22px}.standard-result-heading>span{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;font-size:.72rem;font-weight:800}.standard-result-heading h2{color:var(--ink);letter-spacing:-.025em;margin:7px 0 0;font-size:clamp(1.45rem,2.5vw,2rem);line-height:1.15}.standard-result-heading p{color:var(--muted);margin:8px 0 0;font-size:.83rem;line-height:1.5}.standard-result-metrics{margin:0;display:grid}.standard-result-metrics>div{border-bottom:1px solid var(--line);padding:22px 0}.standard-result-metrics dt{color:#5d4960;font-size:.84rem;font-weight:700;line-height:1.4}.standard-result-metrics dd{color:var(--ink);font-variant-numeric:tabular-nums;letter-spacing:-.035em;margin:7px 0 0;font-size:clamp(1.75rem,4vw,3rem);font-weight:800;line-height:1}.standard-result-metrics dd.is-gain{color:#8f451c}.standard-result-metrics dd.is-loss{color:#9a2f24}.standard-result-metrics .standard-result-final{background:#3b183b;border:0;border-radius:8px;margin-top:8px;padding:22px}.standard-result-final dt{color:#f1d5c4}.standard-result-final dd{color:#fff8f1}.standard-result-note{color:var(--muted);margin:14px 0 0;font-size:.75rem;line-height:1.5}.future-detail-note{border-left:4px solid var(--red);background:#fff8f1;border-radius:0 7px 7px 0;margin-top:22px;padding:16px}.future-detail-note strong{color:var(--ink);font-size:.82rem}.future-detail-note p{color:#665368;margin:5px 0 0;font-size:.74rem;line-height:1.5}.headline-result{border-block:1px solid var(--line);padding:22px 0 24px;display:grid}.headline-result>span{color:#4d5057;font-size:.95rem}.headline-result strong{letter-spacing:-.05em;margin-top:5px;font-size:clamp(2.5rem,5vw,4.2rem);line-height:1}.headline-result small{color:var(--muted);margin-top:9px}.value-growth-breakdown{border-left:4px solid var(--red);background:#f7f7f5;border-radius:0 7px 7px 0;margin:20px 0 0;padding:20px}.value-growth-heading h3{margin:0;font-size:1rem}.value-growth-heading p{color:var(--muted);margin:5px 0 0;font-size:.74rem;line-height:1.45}.value-growth-steps{margin:16px 0 0;display:grid}.value-growth-steps>div{border-top:1px solid #dededa;justify-content:space-between;align-items:flex-start;gap:20px;padding:10px 0;display:flex}.value-growth-steps dt{color:#4f535a;font-size:.77rem;line-height:1.4}.value-growth-steps dt small{color:var(--muted);margin-top:2px;font-size:.66rem;display:block}.value-growth-steps dd{font-variant-numeric:tabular-nums;flex:none;margin:0;font-size:.94rem;font-weight:750}.value-growth-steps .value-growth-result{border-top:2px solid #aaa9a4;padding-top:14px}.value-growth-result dt,.value-growth-result dd{color:#23262b;font-weight:800}.value-growth-result dd.is-gain{color:var(--success)}.value-growth-result dd.is-loss{color:var(--red)}.value-growth-formula{color:var(--muted);margin:6px 0 0;font-size:.68rem;line-height:1.5}.result-metrics{border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin:0;padding:22px 0;display:grid}.result-metrics-four{grid-template-columns:repeat(4,1fr)}.result-metrics-two{grid-template-columns:repeat(2,1fr)}.result-metrics>div{border-left:1px solid var(--line);min-width:0;padding-inline:18px}.result-metrics>div:first-child{border-left:0;padding-left:0}.result-metrics>div:last-child{padding-right:0}.result-metrics dt{color:#55585f;font-size:.75rem;line-height:1.35}.result-metrics dd{margin:6px 0 0;font-size:clamp(1.08rem,1.7vw,1.4rem);font-weight:750}.result-metrics .metric-cost{color:var(--red)}.assumption-summary{color:var(--muted);flex-wrap:wrap;gap:8px 24px;padding:13px 0;font-size:.77rem;display:flex}.assumption-summary strong{color:#3b3e44}.growth-chart{margin:12px 0 0}.growth-chart figcaption{justify-content:space-between;align-items:center;gap:16px;font-size:.91rem;font-weight:700;display:flex}.chart-toolbar{justify-content:flex-end;align-items:center;gap:12px;display:flex}.chart-current-value{color:var(--muted);font-size:.74rem;font-weight:600}.chart-play-button{min-height:36px;color:var(--red);cursor:pointer;background:#fff;border:1px solid #e2a7aa;border-radius:6px;padding:6px 11px;font-size:.75rem;font-weight:750}.chart-play-button:hover{color:var(--red-dark);background:#fff3f3}.chart-legend{color:var(--muted);flex-wrap:wrap;gap:12px;margin-top:10px;font-size:.7rem;font-weight:500;display:flex}.legend-withdrawal{border:2px solid var(--red);background:#fff;border-radius:50%;width:8px;height:8px;display:inline-block}.chart-legend>span{align-items:center;gap:6px;display:inline-flex}.chart-floor-note{color:var(--muted);margin:10px 0 14px;font-size:.7rem;line-height:1.45}.legend-line{border-top:2px solid;width:20px}.legend-value{color:var(--red)}.legend-median{color:#6d3e72;border-top-style:dashed}.legend-contributions{color:var(--ink);border-top-style:dashed}.legend-band{background:#d66a1f24;border:1px solid #d66a1f38;border-radius:2px;width:20px;height:9px;display:inline-block}.growth-chart svg{width:100%;height:auto;margin-top:8px;overflow:visible}.growth-chart-canvas{position:relative}.chart-hit-area{fill:#0000;cursor:crosshair;outline:none}.chart-hit-area:focus-visible{stroke:var(--red);stroke-dasharray:4 4;stroke-width:2px}.chart-pointer-line{stroke:#1518207a;stroke-dasharray:4 4;stroke-width:1.5px;vector-effect:non-scaling-stroke}.chart-pointer-dot{vector-effect:non-scaling-stroke}.chart-pointer-dot-value{fill:var(--red);stroke:#fff;stroke-width:2px}.chart-pointer-dot-median{fill:#6d3e72;stroke:#fff;stroke-width:1.5px}.chart-pointer-dot-band{fill:#d66a1f;stroke:#fff;stroke-width:1.5px}.chart-hover-tooltip{width:100%;max-width:520px;color:var(--ink);pointer-events:none;background:#fffffff5;border:1px solid #b41e2342;border-radius:7px;margin:12px auto 0;padding:13px 15px;box-shadow:0 8px 24px #1518201f}.chart-hover-tooltip>strong{color:var(--red-dark);margin-bottom:8px;font-size:.78rem;display:block}.chart-tooltip-section{border-top:1px solid var(--line);padding-top:8px}.chart-tooltip-section+.chart-tooltip-section{margin-top:9px}.chart-tooltip-section>span{color:var(--ink);margin-bottom:6px;font-size:.68rem;font-weight:800;display:block}.chart-hover-tooltip dl{gap:6px;margin:0;display:grid}.chart-hover-tooltip dl>div{border-bottom:1px solid #15182014;padding-bottom:5px}.chart-hover-tooltip dl>div:last-child{border-bottom:0;padding-bottom:0}.chart-hover-tooltip dt{color:var(--muted);font-size:.66rem}.chart-hover-tooltip dd{color:var(--ink);margin:2px 0 0;font-size:.78rem;font-weight:750}.chart-overview{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:12px;display:grid}.chart-overview>div{border:1px solid var(--line);background:#fbfbfa;border-radius:6px;min-width:0;padding:9px 10px}.chart-overview span,.chart-overview small{color:var(--muted);font-size:.63rem;line-height:1.3;display:block}.chart-overview strong{overflow-wrap:anywhere;margin:4px 0 2px;font-size:.82rem;display:block}.chart-grid-line{stroke:#dedfe2;stroke-dasharray:5 5;stroke-width:1px}.chart-axis-label{fill:#6b6e74;font-size:12px}.chart-area{fill:#d66a1f12;stroke:none}.chart-band{fill:#d66a1f1c;stroke:none}.chart-value-path,.chart-median-path,.chart-contribution-path{fill:none;stroke-linecap:round;stroke-linejoin:round;vector-effect:non-scaling-stroke}.chart-value-path{stroke:var(--red);stroke-width:3.5px}.chart-median-path{stroke:#6d3e72;stroke-width:2.4px;stroke-dasharray:8 6}.chart-contribution-path{stroke:var(--ink);stroke-width:2.2px;stroke-dasharray:7 7}.chart-withdrawal-line{stroke:#d66a1f47;stroke-dasharray:3 4;vector-effect:non-scaling-stroke}.chart-withdrawal-bar{fill:#b41e233d;stroke:#b41e237a;stroke-width:1px;vector-effect:non-scaling-stroke}.chart-withdrawal-dot,.chart-current-dot{fill:#fff;stroke:var(--red);stroke-width:3px;vector-effect:non-scaling-stroke}.chart-current-dot{fill:var(--red);stroke:#fff;stroke-width:2px}.model-band-note{color:#4f535a;background:#fbf7f7;border-left:3px solid #d66a1f8c;border-radius:0 6px 6px 0;margin-top:10px;padding:12px 14px}.withdrawal-results,.tax-result{border-top:1px solid var(--line);margin-top:20px;padding-top:20px}.result-section-heading{justify-content:space-between;align-items:flex-start;gap:14px;display:flex}.result-section-heading h3,.tax-result h3{margin:0;font-size:1rem}.result-section-heading p,.tax-result p{color:var(--muted);margin:6px 0 0;font-size:.78rem;line-height:1.45}.shortfall-badge{color:var(--warning);background:#fff6e9;border:1px solid #e7bd82;border-radius:999px;flex:none;padding:7px 10px;font-size:.72rem}.withdrawal-result-list{gap:10px;margin-top:14px;display:grid}.withdrawal-result{border:1px solid var(--line);background:#fbfbfa;border-radius:7px;padding:14px}.withdrawal-result>div:first-child{justify-content:space-between;align-items:baseline;gap:12px;display:flex}.withdrawal-result>div:first-child span{color:var(--muted);font-size:.74rem}.withdrawal-result dl,.tax-result dl{grid-template-columns:repeat(3,1fr);gap:10px;margin:12px 0 0;display:grid}.withdrawal-result dl>div,.tax-result dl>div{min-width:0}.withdrawal-result dt,.tax-result dt{color:var(--muted);font-size:.68rem}.withdrawal-result dd,.tax-result dd{margin:4px 0 0;font-size:.86rem;font-weight:750}.withdrawal-warning{color:var(--warning);border-top:1px solid #ecd7b8;margin:12px 0 0;padding-top:10px;font-size:.76rem;font-weight:700}.tax-result{background:var(--soft);border:1px solid var(--line);border-radius:7px;padding:18px}.position-results{border-top:1px solid var(--line);margin-top:18px;padding-top:20px}.position-results h3{margin:0 0 16px;font-size:1rem}.position-result-list{gap:15px;min-width:0;display:grid}.position-result{border:1px solid var(--line);background:#fbfbfa;border-radius:7px;width:100%;min-width:0;max-width:100%;padding:16px}.position-bar-row{justify-content:space-between;align-items:center;gap:12px;width:100%;min-width:0;display:flex}.position-result-name h4{text-overflow:ellipsis;white-space:nowrap;min-width:0;margin:0;font-size:.84rem;font-weight:750;overflow:hidden}.position-result-gross{gap:4px;margin-top:14px;display:grid}.position-result-gross>span{color:#373a41;font-size:.78rem;font-weight:700}.position-result-gross>strong{letter-spacing:-.025em;font-size:clamp(1.45rem,2.2vw,2rem);line-height:1.1}.position-result-gross>small{color:var(--muted);font-size:.68rem;line-height:1.4}.position-gross-breakdown{border-top:1px solid var(--line);border-bottom:1px solid var(--line);gap:9px;margin:14px 0 0;padding:12px 0;display:grid}.position-gross-breakdown>div,.position-tax-row,.position-net-value{justify-content:space-between;align-items:baseline;gap:14px;min-width:0;display:flex}.position-gross-breakdown dt,.position-tax-row>span,.position-net-value>span{color:var(--muted);font-size:.73rem;line-height:1.35}.position-gross-breakdown dt small{margin-top:2px;font-size:.64rem;display:block}.position-gross-breakdown dd{flex:none;margin:0;font-size:.78rem;font-weight:750}.position-tax-row{margin-top:12px}.position-tax-row strong{color:var(--red);flex:none;font-size:.8rem}.position-dot{background:var(--red);border-radius:50%;width:8px;height:8px;margin-right:8px;display:inline-block}.position-dot-1{background:#20242d}.position-dot-2{background:#91959d}.position-dot-3{background:#6e3032}.position-bar-row{color:var(--muted);margin-top:12px;font-size:.73rem}.position-bar-track{background:#e9e9e9;border-radius:999px;flex:auto;height:8px;overflow:hidden}.position-bar{background:var(--red);border-radius:inherit;height:100%;display:block}.position-bar-1{background:#20242d}.position-bar-2{background:#91959d}.position-bar-3{background:#6e3032}.position-net-value{background:#f1f3f2;border-radius:6px;margin-top:10px;padding:11px 12px}.position-net-value>span{color:#40434a;font-weight:700}.position-net-value>strong{flex:none;font-size:.92rem}.result-disclaimer{color:#55585f;border-top:1px solid var(--line);margin-top:24px;padding-top:18px}.result-risk-warning{color:#4d2520;border:1px solid #e7b99e;border-left:4px solid var(--red);background:#fff3ed;border-radius:7px;padding:16px}.detail-disclaimer{color:#55585f;margin-top:14px;font-size:.78rem}.detail-disclaimer summary{color:#32353b;cursor:pointer;width:fit-content;font-weight:700}.detail-disclaimer p{margin:10px 0 0;line-height:1.55}.results-panel-invalid{min-height:460px}.household-app{gap:22px;display:grid}.household-hero{color:#fff8f1;background:linear-gradient(135deg, #d66a1f3d, transparent 55%), var(--ink);border-radius:10px;padding:clamp(24px,4vw,44px)}.household-hero-actions{justify-content:space-between;align-items:center;gap:18px;display:flex}.household-hero-actions>span{color:#f3b17e;letter-spacing:.09em;text-transform:uppercase;font-size:.76rem;font-weight:800}.household-print-button{color:#fff8f1;cursor:pointer;background:0 0;border:1px solid #fff8f173;border-radius:6px;min-height:40px;padding:8px 12px;font-weight:750}.household-print-button:hover{color:var(--ink);background:#fff8f1}.household-document-actions{flex-wrap:wrap;justify-content:flex-end;gap:9px;display:flex}.household-print-button.is-secondary{color:#fff8f1;background:#fff8f114}.household-action-status{min-height:20px;font-size:.78rem;margin-top:6px!important}.household-hero h1{letter-spacing:-.04em;margin:8px 0 0;font-size:clamp(2rem,4vw,3.5rem);line-height:1.05}.household-hero p{color:#eadce7;max-width:760px;margin:12px 0 0;line-height:1.55}.household-settings,.household-panel{border:1px solid var(--line);background:#fff;border-radius:9px;min-width:0;padding:clamp(20px,3vw,30px);box-shadow:0 12px 36px #3b183b0d}.household-section-heading{justify-content:space-between;align-items:flex-start;gap:18px;display:flex}.household-section-heading h2{color:var(--ink);margin:0;font-size:1.2rem}.household-section-heading p{color:var(--muted);margin:6px 0 0;font-size:.82rem;line-height:1.45}.local-data-badge{color:#7b3c13;background:#fff2e8;border:1px solid #efc49f;border-radius:999px;flex:none;padding:7px 10px;font-size:.7rem;font-weight:750}.household-settings-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:20px;display:grid}.people-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:18px;display:grid}.person-card{background:#faf7f9;border:1px solid #e3d8e0;border-radius:8px;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;min-width:0;margin:0;padding:17px;display:grid}.person-card legend{color:var(--ink);padding:0 6px;font-size:.74rem;font-weight:800}.split-summary{color:#665368;border-left:3px solid var(--red);background:#faf7f9;margin-top:14px;padding:12px 14px;font-size:.78rem}.split-summary p{margin:0}.split-summary>span{color:var(--muted);margin-top:4px;font-size:.7rem;display:block}.household-tabs{scrollbar-width:thin;gap:8px;display:flex;overflow-x:auto}.household-tabs button{color:#654c66;cursor:pointer;background:#fff;border:1px solid #d8cbd5;border-radius:7px;flex:none;min-height:44px;padding:9px 15px;font-weight:750}.household-tabs button.is-active{color:#fff;background:var(--red);border-color:var(--red)}.household-view{gap:20px;display:grid}.household-kpis{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;display:grid}.household-kpis>div{border:1px solid var(--line);background:#fff;border-top:4px solid #c7b5c3;border-radius:8px;grid-template-rows:minmax(42px,auto) auto;align-content:start;gap:8px;min-width:0;padding:18px;display:grid}.household-kpis>div.is-positive{border-top-color:var(--red)}.household-kpis>div.is-negative{background:#fff5f3;border-top-color:#a93228}.household-kpis span{color:var(--muted);font-size:.76rem;line-height:1.3}.label-with-info{align-items:flex-start;gap:5px;display:flex}.label-with-info .info-disclosure{flex:none}.household-kpis strong{color:var(--ink);font-variant-numeric:tabular-nums;font-size:clamp(1.25rem,2.4vw,1.85rem)}.household-table-scroll{max-width:100%;margin-top:18px;overflow-x:auto}.household-table{border-collapse:collapse;width:100%;min-width:720px;font-size:.78rem}.household-budget-table{min-width:1080px}.household-budget-table th[colspan],.household-budget-table thead tr+tr th,.household-budget-table td:nth-child(n+3){text-align:right;font-variant-numeric:tabular-nums}.household-table th,.household-table td{text-align:left;border-bottom:1px solid #e6dfe4;padding:11px 12px}.household-table thead th{color:#fff;background:var(--ink);letter-spacing:.02em;font-size:.7rem}.household-table td:nth-last-child(-n+3),.household-split-table td{text-align:right;font-variant-numeric:tabular-nums}.household-table td.is-over{color:#a93228;font-weight:800}.household-split-table tbody th{color:#5d4960;font-weight:700}.household-split-controls{background:#faf7f9;border:1px solid #e3d8e0;border-radius:7px;grid-template-columns:minmax(220px,.8fr) minmax(180px,.6fr) minmax(260px,1fr);align-items:end;gap:14px;margin-top:18px;padding:15px;display:grid}.household-split-controls>.field{grid-template-rows:minmax(28px,auto) 48px}.split-impact{min-height:76px;color:var(--muted);border-left:3px solid var(--red);background:#fff;align-content:center;gap:4px;padding:11px 13px;font-size:.72rem;display:grid}.split-impact strong{color:var(--ink)}.household-empty{color:var(--muted);background:#faf7f9;border-radius:7px;margin:18px 0 0;padding:17px;font-size:.82rem}.household-saving-list{gap:8px;margin-top:18px;display:grid}.household-saving-list article{background:#f6faf7;border:1px solid #d7e6dc;border-radius:7px;justify-content:space-between;align-items:center;gap:16px;padding:12px 14px;display:flex}.household-saving-list article>div{gap:3px;min-width:0;display:grid}.household-saving-list span{color:var(--muted);font-size:.72rem}.household-add-button,.household-primary-button{color:#fff;background:var(--red);cursor:pointer;border:0;border-radius:6px;justify-content:center;align-items:center;gap:8px;min-height:42px;padding:9px 14px;font-weight:750;display:inline-flex}.budget-list{gap:9px;margin-top:18px;display:grid}.budget-row{background:#fbf9fa;border:1px solid #e5dde3;border-radius:7px;grid-template-columns:minmax(110px,.8fr) minmax(180px,1.4fr) minmax(120px,.85fr) minmax(180px,1fr) minmax(110px,.8fr) minmax(130px,.8fr) 40px;align-items:end;gap:9px;min-width:0;padding:12px;display:grid}.household-linked-note{color:#5f3b12;border-left:3px solid var(--warning);background:#fff7eb;margin:14px 0 0;padding:11px 13px;font-size:.78rem;line-height:1.5}.budget-list--linked{margin-bottom:9px}.budget-row--linked{border-color:#ecd8b8;border-left:4px solid var(--warning);background:#fffaf2;display:block}.budget-row__linked-content{grid-template-columns:minmax(130px,.8fr) minmax(220px,1.6fr) minmax(180px,1fr);align-items:start;gap:14px;display:grid}.budget-row__linked-content>div{gap:5px;min-width:0;display:grid}.budget-row__linked-content span,.budget-row__linked-note{color:#665368;font-size:.66rem;font-weight:700}.budget-row__linked-content strong{overflow-wrap:anywhere;min-width:0;font-size:.86rem}.budget-row__linked-content small{color:var(--muted);font-size:.72rem;font-weight:600}.budget-row__linked-note{margin:12px 0 0;font-weight:500;line-height:1.45}.budget-row label,.ledger-form label{grid-template-rows:minmax(26px,auto) 40px;align-content:end;gap:5px;min-width:0;display:grid}.budget-row>*,.budget-amount-control{width:100%;min-width:0;max-width:100%}.budget-row label>span,.ledger-form label>span{color:#665368;font-size:.66rem;font-weight:700}.budget-row input,.budget-row select,.ledger-form input,.ledger-form select{width:100%;min-width:0;max-width:100%;height:40px;color:var(--ink);background:#fff;border:1px solid #cfc2cc;border-radius:5px;padding:0 9px}.budget-amount-control{grid-template-columns:38px minmax(0,1fr);width:100%;min-width:0;max-width:100%;display:grid}.budget-currency{color:#4d5057;background:#f5f1f4;border:1px solid #cfc2cc;border-right:0;border-radius:5px 0 0 5px;place-items:center;height:40px;display:grid}.budget-amount-control input{border-radius:0 5px 5px 0}.household-table thead tr+tr th{background:#49334b}.household-icon-button{color:#6c596d;cursor:pointer;background:0 0;border:1px solid #0000;border-radius:5px;place-items:center;width:40px;height:40px;display:grid}.budget-row>.household-icon-button{width:40px}.household-icon-button:hover{color:#a93228;background:#fff1ef}.ledger-form input[aria-invalid=true]{border-color:var(--warning);box-shadow:0 0 0 3px #b56d1c1f}.ledger-validation{color:#7a4610;border-left:3px solid var(--warning);background:#fff6e9;margin:12px 0 0;padding:11px 13px;font-size:.78rem;line-height:1.45}.ledger-success{color:#245c32;background:#edf8f0;border-left:3px solid #4f9861;margin:12px 0 0;padding:11px 13px;font-size:.78rem;line-height:1.45}.household-purpose{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.household-purpose>div{background:#fffaf8;border:1px solid #ead8d8;border-radius:10px;grid-template-columns:auto 1fr;align-items:center;gap:6px 12px;padding:18px;display:grid}.household-purpose span{color:#fff;background:var(--red);border-radius:50%;place-items:center;width:44px;height:44px;font-weight:800;display:grid}.household-purpose p{color:var(--muted);grid-column:1/-1;margin:2px 0 0;line-height:1.5}.ledger-form{grid-template-columns:repeat(4,minmax(0,1fr));align-items:end;gap:13px;margin-top:18px;display:grid}.ledger-note{grid-column:span 2}.ledger-list{gap:10px;margin-top:18px;display:grid}.ledger-entry{background:#fbf9fa;border:1px solid #e5dde3;border-radius:7px;grid-template-columns:minmax(0,1.3fr) minmax(160px,.7fr) 40px;align-items:center;gap:14px;padding:14px;display:grid}.ledger-entry>div{gap:4px;min-width:0;display:grid}.ledger-entry>div:nth-child(2){text-align:right}.ledger-entry span,.ledger-entry small{color:var(--muted);text-overflow:ellipsis;white-space:nowrap;font-size:.72rem;overflow:hidden}.ledger-entry .is-income{color:#28714f}.household-disclaimer{color:#eadce7;background:var(--ink);text-align:center;border-radius:8px;margin:4px 0 0;padding:16px;font-size:.74rem}.validation-message{color:var(--warning);background:#fff7eb;border:1px solid #e9c693;border-radius:7px;padding:20px}.validation-message ul{color:#5d4931;margin:9px 0 0;padding-left:18px;line-height:1.55}@media (width<=1240px){.budget-row{grid-template-columns:repeat(3,minmax(0,1fr))}.budget-row .household-icon-button{grid-column:3;justify-self:end}}@media (width<=1120px){.clarity-home{align-content:start}.clarity-paths{grid-template-columns:1fr}.clarity-path{border-right:0;border-bottom:1px solid var(--line);grid-template-rows:1fr;grid-template-columns:58px minmax(0,1fr) auto;align-items:center;min-height:0}.clarity-path:last-child{border-bottom:0}.clarity-path:hover{transform:translate(5px)}.clarity-path-action{min-width:165px}.calculator-layout{grid-template-columns:1fr}.results-panel{border-top:1px solid var(--line);border-left:0}.household-kpis{grid-template-columns:repeat(2,minmax(0,1fr))}.budget-row{grid-template-columns:repeat(3,minmax(0,1fr))}.budget-row .household-icon-button{grid-column:3;justify-self:end}.person-card{grid-template-columns:1fr}.journey-navigation{flex-direction:column;align-items:flex-start}.journey-navigation .app-area-nav{width:100%}.household-split-controls{grid-template-columns:repeat(2,minmax(0,1fr))}.split-impact{grid-column:1/-1}}@media (width<=720px){.brand-header{min-height:74px;padding:calc(12px + env(safe-area-inset-top)) max(18px, env(safe-area-inset-right)) 12px max(18px, env(safe-area-inset-left))}.brand-monogram{width:46px;height:38px}.brand-copy{gap:0;font-size:12px}.brand-copy strong{font-size:15px}.brand-site-link{font-size:.78rem}.brand-actions{gap:9px}.brand-site-link{display:none}.brand-account-button{min-height:40px;padding:7px 10px;font-size:.72rem}main{width:min(100% - 24px,1480px);padding:26px 0 36px}.app-area-nav{width:100%}.app-area-nav button{flex:1 1 0;padding-inline:10px}.clarity-home{gap:32px;min-height:auto;padding:16px 0 28px}.clarity-intro h1{font-size:clamp(2.25rem,11vw,3.1rem)}.clarity-intro p{margin-top:16px;font-size:1rem}.clarity-path{grid-template-columns:48px minmax(0,1fr);gap:14px;padding:23px 4px}.clarity-path-icon{width:48px;height:48px}.clarity-path-copy strong{font-size:1.3rem}.clarity-path-copy>span{font-size:.86rem}.clarity-path-action{min-width:0;color:var(--red-dark);grid-column:2;justify-content:flex-start}.clarity-path:hover .clarity-path-action{color:#fff}.clarity-assurance{grid-template-columns:1fr;gap:6px}.clarity-account-invitation{border-top:1px solid var(--line);border-left:0;grid-template-columns:1fr;margin-top:16px;padding:18px 0 0}.clarity-account-invitation button{width:100%;margin-top:8px}.auth-overlay{align-items:end;padding:0}.registration-gate{grid-template-columns:1fr;gap:16px}.locked-feature-preview{gap:12px;margin-top:18px}.locked-feature-preview-bar{gap:8px;padding:12px 14px;display:grid;top:8px}.locked-feature-preview-bar button{width:100%}.locked-feature-preview-interceptor{padding:14px}.locked-feature-preview-interceptor span{white-space:normal;max-width:calc(100% - 28px);top:16px}.auth-dialog{max-height:calc(100vh - env(safe-area-inset-top));padding:26px 20px calc(24px + env(safe-area-inset-bottom));border-radius:12px 12px 0 0}.journey-navigation{gap:14px}.journey-navigation .app-area-nav{border-radius:12px;grid-template-columns:1fr;display:grid}.journey-navigation .app-area-nav button{border-radius:8px;width:100%}.learning-catalog-layout{grid-template-columns:1fr}.learning-catalog-guide{padding-block:30px}.catalog-mode-switch{gap:0;display:grid}.catalog-mode-switch button{text-align:left;padding:12px 0}.info-disclosure-content{width:auto;max-height:calc(100vh - 48px);position:fixed;top:50%;left:24px;right:24px;overflow-y:auto;transform:translateY(-50%)}.page-intro{margin-bottom:20px}.page-intro h1{font-size:2rem}.calculator-layout{border-radius:0}.input-panel,.results-panel{padding:22px 18px}.standard-result-metrics .standard-result-final{padding:19px 16px}.section-heading-row{align-items:flex-start}.household-section-heading,.household-hero-actions{flex-direction:column;align-items:flex-start}.household-print-button,.household-document-actions{width:100%}.household-purpose,.household-settings-grid,.people-grid,.household-kpis,.ledger-form{grid-template-columns:1fr}.household-tabs{grid-template-columns:1fr;display:grid;overflow:visible}.household-tabs button{width:100%}.budget-row,.budget-row__linked-content,.household-split-controls{grid-template-columns:1fr}.household-split-controls select{font-size:.88rem}.split-impact{grid-column:auto}.budget-row .household-icon-button{grid-column:1;justify-self:end}.household-saving-list article{flex-direction:column;align-items:flex-start}.ledger-note{grid-column:auto}.ledger-entry{grid-template-columns:minmax(0,1fr) 40px}.ledger-entry>div:nth-child(2){text-align:left;grid-area:2/1}.ledger-entry>.household-icon-button{grid-area:1/2/span 2}.start-fields,.position-fields-primary,.position-fields-assumptions,.withdrawal-fields,.withdrawal-phase-fields,.capital-need-controls,.tax-fields{grid-template-columns:1fr}.scenario-summary-heading{gap:8px;display:grid}.scenario-summary-grid{grid-template-columns:1fr}.capital-need-button{grid-column:auto}.withdrawal-phase-fields .field,.capital-need-controls .field,.start-fields .field,.household-settings-grid .field,.person-card .field{grid-template-rows:auto 48px auto}.position-fields-primary{position:relative}.position-fields-assumptions .field{grid-template-rows:auto 48px auto}.withdrawal-fields{position:relative}.remove-position{position:absolute;top:-33px;right:-5px}.remove-withdrawal{top:-33px}.allocation-status{font-size:.7rem}.etf-catalog-toolbar{grid-template-columns:1fr;align-items:stretch}.etf-search-result{flex-direction:column;align-items:flex-start}.etf-search-result>span:last-child{justify-items:start}.result-metrics,.result-metrics-four,.result-metrics-two{grid-template-columns:1fr;gap:14px}.result-metrics>div,.result-metrics>div:first-child,.result-metrics>div:last-child{border:0;padding:0}.result-metrics>div+div{border-top:1px solid var(--line);padding-top:14px}.growth-chart figcaption{flex-direction:column;align-items:flex-start}.chart-toolbar{justify-content:space-between;width:100%}.chart-overview{grid-template-columns:1fr}.result-section-heading,.withdrawal-result>div:first-child{flex-direction:column;align-items:flex-start}.withdrawal-result dl,.tax-result dl,.etf-selection dl,.historical-assumptions-grid,.historical-assumptions-grid dl,.phase-outcome,.phase-outcome dl{grid-template-columns:1fr}.etf-selection dl>div{min-height:0}.historical-assumptions-heading{flex-direction:column}.value-growth-breakdown{padding:17px 15px}.value-growth-steps>div{gap:5px;display:grid}.value-growth-steps dd{justify-self:start}.position-gross-breakdown>div,.position-tax-row,.position-net-value{align-items:flex-start}.chart-axis-label{font-size:15px}}@media print{@page{margin:14mm}body{background:#fff}.brand-header,.journey-navigation,.household-tabs,.household-print-button,.household-add-button,.household-primary-button,.household-icon-button,.auth-overlay{display:none!important}main{width:100%;padding:0}.household-app{gap:12px}.household-hero,.household-settings,.household-panel,.household-kpis>div{break-inside:avoid;box-shadow:none}.household-table-scroll{overflow:visible}.household-table,.household-budget-table{min-width:0;font-size:8pt}.household-disclaimer{color:#222;background:#fff;border:1px solid #bbb}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important}}:root{--fm-red:#b41e23;--fm-charcoal:#1e232b;--fm-gray:#a7acb3;--fm-paper:#f2f2f2;--fm-white:#fff;--fm-display:Georgia, "Times New Roman", serif}body{color:var(--fm-charcoal);background:var(--fm-paper)}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-color:#b41e2361}.brand-header{background:var(--fm-white);border-bottom-color:var(--fm-charcoal);min-height:88px}.brand-identity{gap:14px}.brand-monogram{width:58px;height:48px}.brand-copy{color:var(--fm-charcoal);gap:3px}.brand-copy strong{letter-spacing:.08em}.brand-copy span{color:var(--fm-gray);letter-spacing:.035em;font-size:.76rem}.brand-site-link{color:var(--fm-charcoal);text-underline-offset:5px;font-size:.82rem;font-weight:750}.brand-site-link:hover{color:var(--fm-red)}.brand-account-button,.clarity-account-invitation button,.auth-primary-action,.auth-secondary-action{color:var(--fm-white);background:var(--fm-red);border-color:var(--fm-red);border-radius:2px}.brand-account-button:hover,.clarity-account-invitation button:hover,.auth-primary-action:hover,.auth-secondary-action:hover{color:var(--fm-white);background:var(--fm-charcoal);border-color:var(--fm-charcoal)}main{width:min(1440px,100% - 64px);padding-top:clamp(40px,5vw,72px)}.clarity-home{align-content:start;gap:clamp(36px,5vw,64px);min-height:calc(100vh - 176px);padding:clamp(24px,4vh,52px) 0 72px}.clarity-intro{max-width:1020px}.clarity-kicker{color:var(--fm-red);letter-spacing:.16em;margin-bottom:18px;font-size:.72rem;font-weight:800;display:block}.clarity-intro h1{max-width:900px;color:var(--fm-charcoal);font-family:var(--fm-display);letter-spacing:-.06em;font-size:clamp(3rem,5vw,5rem);font-weight:400;line-height:.94}.clarity-intro p{color:#4b525b;max-width:650px;margin-top:24px;font-size:clamp(1rem,1.3vw,1.2rem)}.clarity-paths{border-top-color:var(--fm-charcoal);border-bottom-color:var(--fm-charcoal)}.clarity-path{background:var(--fm-white);border-right-color:var(--fm-charcoal);border-radius:0;min-height:290px;padding:clamp(24px,3.3vw,44px)}.clarity-path:hover{color:var(--fm-white);background:var(--fm-charcoal);transform:none}.clarity-path-icon{width:48px;height:48px;color:var(--fm-red);background:var(--fm-paper);border-radius:0}.clarity-path:hover .clarity-path-icon{color:var(--fm-charcoal);background:var(--fm-red)}.clarity-path-copy strong{font-family:var(--fm-display);letter-spacing:-.04em;font-size:clamp(1.55rem,2.2vw,2.3rem);font-weight:400}.clarity-path-copy>span{color:#626873}.clarity-path-action{color:var(--fm-red);border-top:1px solid var(--fm-gray);padding-top:14px}.clarity-path:hover .clarity-path-action{color:var(--fm-white);border-top-color:#ffffff59}.clarity-assurance{color:#626873}.clarity-assurance strong{color:var(--fm-charcoal)}.clarity-account-invitation{border-left-color:var(--fm-charcoal)}.auth-overlay{background:#1e232bc7}.auth-dialog{border-color:var(--fm-charcoal);border-top-color:var(--fm-red);border-radius:2px;box-shadow:0 28px 80px #1e232b5c}.auth-dialog-heading>span,.auth-account-label,.auth-tabs button.is-active,.auth-quiet-link,.auth-quiet-button{color:var(--fm-red)}.auth-google-control,.auth-central-account{background:var(--fm-paper);border-color:var(--fm-gray);border-radius:2px}.journey-back{color:var(--fm-charcoal)}.journey-back:hover{color:var(--fm-red)}.app-area-nav{background:var(--fm-white);border:1px solid var(--fm-charcoal);border-radius:0}.app-area-nav button{color:#626873;border-radius:0}.app-area-nav button.is-active{color:var(--fm-white);background:var(--fm-charcoal)}.page-intro h1{font-family:var(--fm-display);font-weight:400}.calculator-layout,.household-app,.learning-catalog-layout,.financial-overview,.input-panel,.results-panel{border-radius:0}.chart-median-path,.chart-pointer-dot-median,.legend-median{color:var(--fm-gray);stroke:var(--fm-gray);fill:var(--fm-gray)}@media (width>=1000px){.clarity-paths{grid-template-columns:repeat(2,minmax(0,1fr))}.clarity-path:nth-child(2){border-right:0}.clarity-path:nth-child(n+3){border-top:1px solid var(--fm-charcoal)}}@media (width<=720px){main{width:min(100% - 32px,1440px);padding-top:28px}.brand-header{min-height:76px}.brand-copy span{font-size:.66rem}.brand-header{flex-wrap:wrap;row-gap:8px}.brand-actions{flex:100%;justify-content:space-between}.brand-site-link{align-items:center;min-height:40px;display:inline-flex}.brand-account-button{min-height:44px;padding-inline:12px;font-size:.72rem}.clarity-home{padding-top:20px}.clarity-kicker{margin-bottom:14px;font-size:.64rem}.clarity-intro h1{font-size:clamp(2.6rem,12vw,4rem)}.clarity-paths{border-bottom-color:var(--fm-charcoal)}.clarity-path{min-height:0;padding:24px 18px}.clarity-account-invitation{border-top-color:var(--fm-charcoal)}}
